USCalcs

Income Tax Calculator

See how much federal and state income tax you'll owe based on your filing status, deductions, and dependents. Uses 2025 IRS tax brackets and current state tax rates.

Your inputs

$

Your liability

Total tax
$10,541
After tax: $74,459
Federal tax
$10,541
Taxable: $70,400
State tax
$0
No state income tax
Effective rate
12.4%
Federal marginal
22.0%
Federal bracket breakdown
10.00%on $11,600$1,160
12.00%on $35,550$4,266
22.00%on $23,250$5,115

Choose your state for a state-specific result

Pre-fills the state and shows a tailored explanation.

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Frequently asked questions

Are these the 2025 or 2026 tax brackets?

The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.

Should I take the standard deduction or itemize?

Take whichever is larger. The 2025 standard deduction is $14,600 (single), $29,200 (married filing jointly), or $21,900 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.

Does this include FICA?

No. The income tax calculator estimates federal and state income tax only. For full paycheck withholding including Social Security and Medicare, use the Salary Calculator.

What's the difference between tax liability and tax refund?

Tax liability is what you owe in total. Your refund (or balance due) is the difference between liability and what was already withheld from your paychecks throughout the year.