Massachusetts Income Tax Calculator 2025/2026
Based on Tax Year 2025 brackets (for returns filed in 2026). Last updated: June 2026.
Estimate your Massachusetts federal and state income tax for Tax Year 2025.
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Your liability
About Massachusetts income tax
Tax structure
Massachusetts uses a flat tax rate of 5.00% on taxable income. Massachusetts adds a 4% surtax on income above $1M (the 'millionaire's tax').
Snapshot at $75,000 (single)
- Take-home: $57,564 per year
- Federal tax: $7,949
- State tax: $3,750
- Effective rate: 23.25%
- vs. Texas (no income tax): Massachusetts keeps $3,750 more.
Massachusetts take-home pay by salary (2025)
Single filer · federal + state + FICA. Use the calculator above for married, head of household, or other adjustments.
| Gross salary | Federal tax | State tax | FICA | Take-home (year) | Take-home (month) |
|---|---|---|---|---|---|
| $40,000 | $2,672 | $2,000 | $3,060 | $32,269 | $2,689 |
| $50,000 | $3,872 | $2,500 | $3,825 | $39,804 | $3,317 |
| $60,000 | $5,072 | $3,000 | $4,590 | $47,339 | $3,945 |
| $70,000 | $6,849 | $3,500 | $5,355 | $54,296 | $4,525 |
| $75,000 | $7,949 | $3,750 | $5,738 | $57,564 | $4,797 |
| $80,000 | $9,049 | $4,000 | $6,120 | $60,831 | $5,069 |
| $100,000 | $13,449 | $5,000 | $7,650 | $73,901 | $6,158 |
| $120,000 | $17,867 | $6,000 | $9,180 | $86,953 | $7,246 |
| $150,000 | $25,067 | $7,500 | $11,475 | $105,958 | $8,830 |
Compare to other states
Massachusetts tax FAQ
How much state income tax will I pay in Massachusetts?
Massachusetts state income tax depends on your taxable income and filing status. Use the calculator above for an exact estimate. Massachusetts adds a 4% surtax on income above $1M (the 'millionaire's tax').
What's the difference between federal and Massachusetts state tax?
Federal income tax is collected by the IRS using nationwide brackets (10%–37%). Massachusetts state income tax (where applicable) is separate and uses its own brackets and deductions. Both apply to most Massachusetts residents.
Are these the 2025 or 2026 tax brackets?
The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.
Should I take the standard deduction or itemize?
Take whichever is larger. The 2025 standard deduction (as boosted by the One Big Beautiful Bill Act, July 2025) is $15,750 (single), $31,500 (married filing jointly), or $23,625 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.
Data sources: IRS Revenue Procedure 2024-40 (Tax Year 2025 federal brackets); Massachusetts Department of Revenue (state rates).