New York Income Tax Calculator 2026
Estimate your New York federal and state income tax for 2025.
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Your liability
About New York income tax
Tax structure
New York uses a progressive income tax with multiple brackets. Your effective rate depends on income and filing status. New York City and Yonkers levy additional local income taxes (not included).
Snapshot at $75,000 (single)
- Take-home: $57,402 per year
- Federal tax: $8,341
- State tax: $3,520
- Effective rate: 23.46%
- vs. Texas (no income tax): New York keeps $3,520 more.
Compare to neighboring states
New York tax FAQ
How much state income tax will I pay in New York?
New York state income tax depends on your taxable income and filing status. Use the calculator above for an exact estimate. New York City and Yonkers levy additional local income taxes (not included).
What's the difference between federal and New York state tax?
Federal income tax is collected by the IRS using nationwide brackets (10%–37%). New York state income tax (where applicable) is separate and uses its own brackets and deductions. Both apply to most New York residents.
Are these the 2025 or 2026 tax brackets?
The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.
Should I take the standard deduction or itemize?
Take whichever is larger. The 2025 standard deduction is $14,600 (single), $29,200 (married filing jointly), or $21,900 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.