Philadelphia Paycheck Calculator 2025/2026 — Take-Home Pay After Local Tax
Based on Tax Year 2025 rates (filed in 2026). Last updated: June 2026.
Calculate your Philadelphia take-home pay after federal income tax, Pennsylvania's flat 3.07% state tax, the Philadelphia Wage Tax (3.74% resident / 3.43% non-resident), and FICA.
Your inputs
Residents pay 3.74%; non-residents who work in Philadelphia pay 3.43%.
Philadelphia's Wage Tax is 3.74% for residents (2025). Non-residents who work in the city pay 3.43%. Pennsylvania state tax is a flat 3.07%.
Your Philadelphia take-home pay
Your take-home paycheck by period
Philadelphia take-home pay at a glance
Single filer, Philadelphia resident.
Gross $50,000 (single)
$38,899
take-home / year
- Federal: $3,872
- Pennsylvania state: $1,535
- Philadelphia local: $1,870
- FICA: $3,825
Effective rate 22.2%
Gross $65,000 (single)
$49,852
take-home / year
- Federal: $5,749
- Pennsylvania state: $1,996
- Philadelphia local: $2,431
- FICA: $4,973
Effective rate 23.3%
Gross $75,000 (single)
$56,206
take-home / year
- Federal: $7,949
- Pennsylvania state: $2,303
- Philadelphia local: $2,805
- FICA: $5,738
Effective rate 25.06%
Gross $85,000 (single)
$62,560
take-home / year
- Federal: $10,149
- Pennsylvania state: $2,610
- Philadelphia local: $3,179
- FICA: $6,503
Effective rate 26.4%
Gross $100,000 (single)
$72,091
take-home / year
- Federal: $13,449
- Pennsylvania state: $3,070
- Philadelphia local: $3,740
- FICA: $7,650
Effective rate 27.91%
Gross $150,000 (single)
$103,243
take-home / year
- Federal: $25,067
- Pennsylvania state: $4,605
- Philadelphia local: $5,610
- FICA: $11,475
Effective rate 31.17%
How Philadelphia's local tax works
Philadelphia funds itself with the Wage Tax, a flat tax applied directly to your gross wages — there are no brackets and no standard deduction. For Tax Year 2025 the resident rate is 3.74% and the non-resident rate (for people who work in the city but live outside it) is 3.43%.
Because Pennsylvania's state income tax is also flat — 3.07% on all taxable income — a Philadelphia resident's combined state + city income tax is a predictable 6.81% of wages, before federal tax and FICA.
The Wage Tax is based on where you work and where you live, not where your employer is headquartered. Residents owe 3.74% on all wages no matter where they physically work; non-residents owe 3.43% only on wages earned for work performed inside city limits.
What's my bi-weekly paycheck in Philadelphia?
Most Philadelphia employers pay every two weeks — that's 26 paychecks a year. A single Philadelphia resident earning $75,000 takes home about $2,162 per bi-weekly paycheck after federal tax, Pennsylvania state tax, the Philadelphia local tax, and FICA. That works out to roughly $1,081 per weekly paycheck, $4,684 per month, and $56,206 for the year. If your employer pays semi-monthly instead (24 paychecks), divide the annual take-home by 24 to get about $2,342 per check. Enter your own salary above to see your exact paycheck for any pay frequency.
Philadelphia take-home pay by salary (2025)
Single filer, Philadelphia resident · federal + Pennsylvania state + Philadelphia local + FICA.
| Gross salary | Federal | Pennsylvania state | Philadelphia local | FICA | Take-home (year) | Bi-weekly |
|---|---|---|---|---|---|---|
| $50,000 | $3,872 | $1,535 | $1,870 | $3,825 | $38,899 | $1,496 |
| $65,000 | $5,749 | $1,996 | $2,431 | $4,973 | $49,852 | $1,917 |
| $75,000 | $7,949 | $2,303 | $2,805 | $5,738 | $56,206 | $2,162 |
| $85,000 | $10,149 | $2,610 | $3,179 | $6,503 | $62,560 | $2,406 |
| $100,000 | $13,449 | $3,070 | $3,740 | $7,650 | $72,091 | $2,773 |
| $150,000 | $25,067 | $4,605 | $5,610 | $11,475 | $103,243 | $3,971 |
Philadelphia vs. living in New Jersey
A Philadelphia resident pays PA's 3.07% plus the 3.74% city Wage Tax. Someone who lives across the river in New Jersey and works in Philly pays the lower 3.43% non-resident Wage Tax (with a NJ credit for tax paid to PA), which can change take-home meaningfully.
At $75,000, a single Philadelphia resident takes home $56,206 per year. Living in New Jersey keeps roughly $2,456 more per year.
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Philadelphia paycheck calculator FAQ
How much is the Philadelphia wage tax?
Philadelphia's Wage Tax for Tax Year 2025 is 3.74% for residents and 3.43% for non-residents who work in the city. It is a flat tax on gross wages with no brackets or standard deduction.
Do I pay Philly wage tax if I work from home?
If you are a Philadelphia resident, you owe the 3.74% resident Wage Tax on all your wages no matter where you work, including from home. If you live outside the city, non-resident Wage Tax generally applies only to work physically performed within city limits — days worked remotely outside Philadelphia are typically not subject to the non-resident tax.
What is the Pennsylvania state income tax rate?
Pennsylvania levies a flat 3.07% state income tax on all taxable income. A Philadelphia resident therefore pays a combined 6.81% (3.07% state + 3.74% city) before federal tax and FICA.
How much is $75,000 after taxes in Philadelphia?
A single Philadelphia resident earning $75,000 takes home about $56,206 per year ($2,162 per bi-weekly paycheck) after federal tax, PA's 3.07% state tax ($2,303), the 3.74% Philadelphia Wage Tax ($2,805), and FICA. Effective rate: 25.06%.
Based on Tax Year 2025 rates (filed in 2026). Data sources: IRS Revenue Procedure 2024-40 (federal brackets); Pennsylvania Department of Revenue and the Philadelphia revenue authority (state & local rates).