Vermont Income Tax Calculator 2025/2026
Based on Tax Year 2025 brackets (for returns filed in 2026). Last updated: June 2026.
Estimate your Vermont federal and state income tax for Tax Year 2025.
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Your liability
About Vermont income tax
Vermont uses four progressive income tax brackets for Tax Year 2025, ranging from 3.35% on the first $47,900 of taxable income (single) to 8.75% on income above $242,000. Married filing jointly thresholds are roughly 50% higher. Vermont's standard deduction is $7,400 single, $14,850 married filing jointly, and $11,100 head of household for 2025. Social Security benefits are partially exempt with an income-based phaseout: full exemption for single filers with AGI under $50,000 and joint filers under $65,000, with the exemption phasing out at higher incomes.
- 4 progressive brackets: 3.35%, 6.60%, 7.60%, 8.75% (2025)
- Top 8.75% rate kicks in above $242,000 single / $294,600 MFJ
- Standard deduction: $7,400 / $14,850 / $11,100 (single/MFJ/HoH)
- Social Security partially exempt with income-based phaseout
- Income-based property tax adjustment available for middle-income homeowners
Tax structure
Vermont uses a progressive income tax with multiple brackets. Your effective rate depends on income and filing status. Tax Year 2025 progressive brackets (Vermont Dept of Taxes 2025 Rate Schedules). Social Security benefits are partially exempt with income-based phaseout.
Snapshot at $75,000 (single)
- Take-home: $58,409 per year
- Federal tax: $7,949
- State tax: $2,905
- Effective rate: 22.12%
- vs. Texas (no income tax): Vermont keeps $2,905 more.
Vermont take-home pay by salary (2025)
Single filer · federal + state + FICA. Use the calculator above for married, head of household, or other adjustments.
| Gross salary | Federal tax | State tax | FICA | Take-home (year) | Take-home (month) |
|---|---|---|---|---|---|
| $40,000 | $2,672 | $1,092 | $3,060 | $33,176 | $2,765 |
| $50,000 | $3,872 | $1,427 | $3,825 | $40,876 | $3,406 |
| $60,000 | $5,072 | $1,915 | $4,590 | $48,424 | $4,035 |
| $70,000 | $6,849 | $2,575 | $5,355 | $55,221 | $4,602 |
| $75,000 | $7,949 | $2,905 | $5,738 | $58,409 | $4,867 |
| $80,000 | $9,049 | $3,235 | $6,120 | $61,596 | $5,133 |
| $100,000 | $13,449 | $4,555 | $7,650 | $74,346 | $6,196 |
| $120,000 | $17,867 | $5,875 | $9,180 | $87,078 | $7,257 |
| $150,000 | $25,067 | $8,121 | $11,475 | $105,337 | $8,778 |
Vermont tax brackets 2025 explained
Single filer · Tax Year 2025. Brackets are marginal — only the income within each band is taxed at that band's rate.
| Taxable income | Marginal rate | Tax on band |
|---|---|---|
| $0 – $47,900 | 3.35% | up to $1,605 |
| $47,900 – $116,000 | 6.6% | up to $4,495 |
| $116,000 – $242,000 | 7.6% | up to $9,576 |
| $242,000+ | 8.75% | — |
Standard deduction (2025): $7,400 single, $14,850 married filing jointly, $11,100 head of household.
Common Vermont salaries after taxes
Single filer · federal + state + FICA, Tax Year 2025.
How much is $50,000 after taxes in Vermont?
A single filer earning $50,000 in Vermont takes home approximately $40,876 per year — that's $3,406 monthly, $1,572 per bi-weekly paycheck, or $786 weekly. Total tax burden is $9,124 (18.25% effective rate), broken down as federal $3,872, Vermont state $1,427, and FICA $3,825.
How much is $70,000 after taxes in Vermont?
A single filer earning $70,000 in Vermont takes home approximately $55,221 per year — that's $4,602 monthly, $2,124 per bi-weekly paycheck, or $1,062 weekly. Total tax burden is $14,779 (21.11% effective rate), broken down as federal $6,849, Vermont state $2,575, and FICA $5,355.
How much is $90,000 after taxes in Vermont?
A single filer earning $90,000 in Vermont takes home approximately $67,971 per year — that's $5,664 monthly, $2,614 per bi-weekly paycheck, or $1,307 weekly. Total tax burden is $22,029 (24.48% effective rate), broken down as federal $11,249, Vermont state $3,895, and FICA $6,885.
How much is $120,000 after taxes in Vermont?
A single filer earning $120,000 in Vermont takes home approximately $87,078 per year — that's $7,257 monthly, $3,349 per bi-weekly paycheck, or $1,675 weekly. Total tax burden is $32,922 (27.43% effective rate), broken down as federal $17,867, Vermont state $5,875, and FICA $9,180.
Vermont vs neighboring states at $75,000
Take-home pay on a $75,000 gross salary (single, Tax Year 2025).
| State | State tax | Take-home (year) | Effective rate | vs Vermont |
|---|---|---|---|---|
| Vermont (this page) | $2,905 | $58,409 | 22.12% | — |
| New Hampshire | $0 (no state tax) | $61,314 | 18.25% | +$2,905/yr |
| Massachusetts | $3,750 | $57,564 | 23.25% | −$845/yr |
| New York | $3,520 | $57,794 | 22.94% | −$615/yr |
Vermont's high rates and high cost of living
Vermont sits among the highest-tax states by top marginal rate (8.75%) and combines that with one of the highest cost-of-living indices in the Northeast. For a single filer earning $100,000, the effective state tax rate lands around 5.4% and Vermont state tax owed is roughly $5,300 — meaningfully more than New Hampshire (no wage income tax) just across the border. Context matters: Vermont's higher rates fund a broad set of state services that New Hampshire residents typically pay for through property taxes instead.
Regionally: New Hampshire has no income tax on wages (a 3% Interest & Dividends tax is being phased out by 2027). Massachusetts uses a flat 5% plus a 4% surtax on income above $1 million ('millionaire's tax'). New York's progressive top hits 10.9% on income above $25M, but rates below $215,400 are competitive with Vermont's. For a $90,000 single earner, the difference between Vermont and New Hampshire take-home pay is typically $4,000–$5,500 per year.
Vermont property taxes are also relatively high, but the state offers an income-based property tax adjustment for filers with household income under approximately $128,000 — partially offsetting the income tax bite for middle-class homeowners. Take-home pay projections from this calculator should be paired with property tax and cost-of-living comparisons before using them to plan a move.
Compare to other states
Vermont tax FAQ
What are Vermont's tax brackets for 2025?
Vermont uses four progressive brackets for Tax Year 2025: 3.35% on the first $47,900 of taxable income (single), 6.60% up to $116,000, 7.60% up to $242,000, and 8.75% on income above. Married filing jointly thresholds are roughly 50% higher.
How does Vermont compare to New Hampshire for take-home pay?
New Hampshire imposes no income tax on wages, so a $90,000 single earner typically takes home $4,000–$5,500 more per year in New Hampshire than in Vermont — before accounting for cost-of-living and property tax differences, which partially offset the gap.
Does Vermont tax Social Security?
Vermont partially exempts Social Security benefits with an income-based phaseout. Single filers with AGI under $50,000 and joint filers under $65,000 qualify for a full exemption; the exemption phases out at higher incomes and disappears entirely above $60,000 single / $75,000 joint.
What is Vermont's standard deduction for 2025?
Vermont's standard deduction for Tax Year 2025 is $7,400 single, $14,850 married filing jointly, and $11,100 head of household — notably lower than the federal standard deduction.
Are these the 2025 or 2026 tax brackets?
The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.
Should I take the standard deduction or itemize?
Take whichever is larger. The 2025 standard deduction (as boosted by the One Big Beautiful Bill Act, July 2025) is $15,750 (single), $31,500 (married filing jointly), or $23,625 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.
Data sources: IRS Revenue Procedure 2024-40 (Tax Year 2025 federal brackets); Vermont Department of Revenue (state rates).