USCalcs

Indiana Income Tax Calculator 2026

Estimate your Indiana federal and state income tax for 2025.

Your inputs

$

Your liability

Total tax
$13,134
After tax: $71,867
Federal tax
$10,541
Taxable: $70,400
State tax
$2,593
Taxable: $85,000
Effective rate
15.45%
Federal marginal
22.0%
Federal bracket breakdown
10.00%on $11,600$1,160
12.00%on $35,550$4,266
22.00%on $23,250$5,115

About Indiana income tax

Tax structure

Indiana uses a flat tax rate of 3.05% on taxable income. Indiana state rate is 3.05%; counties add additional local income tax (not included).

Snapshot at $75,000 (single)

  • Take-home: $58,634 per year
  • Federal tax: $8,341
  • State tax: $2,288
  • Effective rate: 21.82%
  • vs. Texas (no income tax): Indiana keeps $2,288 more.

Compare to neighboring states

Indiana tax FAQ

How much state income tax will I pay in Indiana?

Indiana state income tax depends on your taxable income and filing status. Use the calculator above for an exact estimate. Indiana state rate is 3.05%; counties add additional local income tax (not included).

What's the difference between federal and Indiana state tax?

Federal income tax is collected by the IRS using nationwide brackets (10%–37%). Indiana state income tax (where applicable) is separate and uses its own brackets and deductions. Both apply to most Indiana residents.

Are these the 2025 or 2026 tax brackets?

The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.

Should I take the standard deduction or itemize?

Take whichever is larger. The 2025 standard deduction is $14,600 (single), $29,200 (married filing jointly), or $21,900 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.