USCalcs

Tennessee Income Tax Calculator 2026

Estimate your Tennessee federal and state income tax for 2025.

Your inputs

$

Your liability

Total tax
$10,541
After tax: $74,459
Federal tax
$10,541
Taxable: $70,400
State tax
$0
No state income tax
Effective rate
12.4%
Federal marginal
22.0%
Federal bracket breakdown
10.00%on $11,600$1,160
12.00%on $35,550$4,266
22.00%on $23,250$5,115

About Tennessee income tax

Tax structure

Tennessee does not levy a state income tax on wages. Tennessee has no income tax on wages. (The Hall income tax on dividends/interest was eliminated in 2021.)

Snapshot at $75,000 (single)

  • Take-home: $60,922 per year
  • Federal tax: $8,341
  • State tax: $0
  • Effective rate: 18.77%
  • vs. Texas (no income tax): Texas keeps $0 more.

Compare to neighboring states

Tennessee tax FAQ

How much state income tax will I pay in Tennessee?

Tennessee has no state income tax on wages, so you'll owe $0 in state income tax. You may still owe other state-level taxes (sales, property).

What's the difference between federal and Tennessee state tax?

Federal income tax is collected by the IRS using nationwide brackets (10%–37%). Tennessee state income tax (where applicable) is separate and uses its own brackets and deductions. Both apply to most Tennessee residents.

Are these the 2025 or 2026 tax brackets?

The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.

Should I take the standard deduction or itemize?

Take whichever is larger. The 2025 standard deduction is $14,600 (single), $29,200 (married filing jointly), or $21,900 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.