Georgia Income Tax Calculator 2025/2026
Based on Tax Year 2025 brackets (for returns filed in 2026). Last updated: June 2026.
Estimate your Georgia federal and state income tax for Tax Year 2025.
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About Georgia income tax
Georgia transitioned to a flat income tax in 2024 and reduced the rate to 5.39% for Tax Year 2025 (down from 5.49% in 2024). Under HB 111 and HB 1015, the rate is scheduled to drop further to 4.99% in 2026. Every dollar of Georgia taxable income is taxed at the same 5.39% rate regardless of filing status — there are no brackets to climb. The Tax Year 2025 standard deduction is $12,000 for single filers and $24,000 for married filing jointly, with up to $65,000 of qualifying retirement income excludable for filers age 65 and older.
- Flat 5.39% rate for Tax Year 2025 (down from 5.49% in 2024)
- Scheduled to drop to 4.99% in 2026 (HB 111 / HB 1015)
- Standard deduction: $12,000 single / $24,000 MFJ
- No state tax on Social Security; up to $65,000 retirement exclusion for 65+
- No local income taxes; capital gains taxed at the flat 5.39%
Tax structure
Georgia uses a flat tax rate of 5.39% on taxable income. Tax Year 2025 flat rate is 5.39% (down from 5.49% in 2024). HB 111/HB 1015 schedule a further reduction to 4.99% for Tax Year 2026.
Snapshot at $75,000 (single)
- Take-home: $57,918 per year
- Federal tax: $7,949
- State tax: $3,396
- Effective rate: 22.78%
- vs. Texas (no income tax): Georgia keeps $3,396 more.
Georgia take-home pay by salary (2025)
Single filer · federal + state + FICA. Use the calculator above for married, head of household, or other adjustments.
| Gross salary | Federal tax | State tax | FICA | Take-home (year) | Take-home (month) |
|---|---|---|---|---|---|
| $40,000 | $2,672 | $1,509 | $3,060 | $32,759 | $2,730 |
| $50,000 | $3,872 | $2,048 | $3,825 | $40,255 | $3,355 |
| $60,000 | $5,072 | $2,587 | $4,590 | $47,751 | $3,979 |
| $70,000 | $6,849 | $3,126 | $5,355 | $54,670 | $4,556 |
| $75,000 | $7,949 | $3,396 | $5,738 | $57,918 | $4,826 |
| $80,000 | $9,049 | $3,665 | $6,120 | $61,166 | $5,097 |
| $100,000 | $13,449 | $4,743 | $7,650 | $74,158 | $6,180 |
| $120,000 | $17,867 | $5,821 | $9,180 | $87,132 | $7,261 |
| $150,000 | $25,067 | $7,438 | $11,475 | $106,020 | $8,835 |
Common Georgia salaries after taxes
Single filer · federal + state + FICA, Tax Year 2025.
How much is $50,000 after taxes in Georgia?
A single filer earning $50,000 in Georgia takes home approximately $40,255 per year — that's $3,355 monthly, $1,548 per bi-weekly paycheck, or $774 weekly. Total tax burden is $9,745 (19.49% effective rate), broken down as federal $3,872, Georgia state $2,048, and FICA $3,825.
How much is $65,000 after taxes in Georgia?
A single filer earning $65,000 in Georgia takes home approximately $51,422 per year — that's $4,285 monthly, $1,978 per bi-weekly paycheck, or $989 weekly. Total tax burden is $13,578 (20.89% effective rate), broken down as federal $5,749, Georgia state $2,857, and FICA $4,973.
How much is $75,000 after taxes in Georgia?
A single filer earning $75,000 in Georgia takes home approximately $57,918 per year — that's $4,826 monthly, $2,228 per bi-weekly paycheck, or $1,114 weekly. Total tax burden is $17,082 (22.78% effective rate), broken down as federal $7,949, Georgia state $3,396, and FICA $5,738.
How much is $100,000 after taxes in Georgia?
A single filer earning $100,000 in Georgia takes home approximately $74,158 per year — that's $6,180 monthly, $2,852 per bi-weekly paycheck, or $1,426 weekly. Total tax burden is $25,842 (25.84% effective rate), broken down as federal $13,449, Georgia state $4,743, and FICA $7,650.
Georgia vs neighboring states at $75,000
Take-home pay on a $75,000 gross salary (single, Tax Year 2025).
| State | State tax | Take-home (year) | Effective rate | vs Georgia |
|---|---|---|---|---|
| Georgia (this page) | $3,396 | $57,918 | 22.78% | — |
| Florida | $0 (no state tax) | $61,314 | 18.25% | +$3,396/yr |
| Tennessee | $0 (no state tax) | $61,314 | 18.25% | +$3,396/yr |
| North Carolina | $2,646 | $58,668 | 21.78% | +$750/yr |
| South Carolina | $3,015 | $58,298 | 22.27% | +$381/yr |
How Georgia's flat tax changes the math
Before 2024, Georgia used a progressive system with rates from 1% to 5.75%. The shift to a flat rate plus the 2025 reduction to 5.39% benefits middle and high earners while increasing the effective rate slightly for very low-income filers (who previously paid 1% on their first bracket). For a single filer at $75,000 with the $12,000 standard deduction, Georgia state tax owed is roughly $3,395 (5.39% of $63,000 taxable income), giving an effective state rate of about 4.5% on gross income.
Compared with the Southeast: Florida and Tennessee have no state income tax, so they win clearly for take-home pay. South Carolina runs progressive brackets topping at 6.2%, and Alabama tops at 5%. North Carolina uses a flat 4.25% — slightly lower than Georgia. For a household earning $100,000, switching from Georgia to Florida saves roughly $4,400 per year in state income tax alone.
Georgia does not tax Social Security benefits at all. The state also imposes no local income taxes, which keeps the math simple compared with states like Ohio or Maryland that layer city/county income taxes on top. Capital gains are taxed at the same flat 5.39% as ordinary income, with no preferential rate — a notable disadvantage for investors compared with the federal long-term capital gains preference.
Compare to other states
Georgia tax FAQ
What is Georgia's income tax rate for 2025?
Georgia uses a flat 5.39% rate for Tax Year 2025 — down from 5.49% in 2024 and scheduled to drop to 4.99% in 2026 under HB 111 and HB 1015. Every dollar of Georgia taxable income is taxed at 5.39% regardless of filing status.
Does Georgia have a standard deduction?
Yes. For Tax Year 2025, Georgia's standard deduction is $12,000 for single filers and $24,000 for married filing jointly. Filers age 65 and older may also exclude up to $65,000 of qualifying retirement income from state tax.
How much Georgia state tax on $75,000?
A single filer in Georgia earning $75,000 with the $12,000 standard deduction has $63,000 of taxable income, generating $3,396 in Georgia state tax (5.39%) — an effective state rate of about 4.5% on gross.
Does Georgia tax Social Security?
No. Georgia does not tax Social Security benefits. Combined with the retirement income exclusion for filers age 65+, Georgia is among the more retiree-friendly southeastern states for income tax purposes.
Are these the 2025 or 2026 tax brackets?
The calculator uses tax year 2025 federal brackets — the figures you'll use to file in early 2026. The IRS adjusts brackets annually for inflation; we update when 2026 figures are released.
Should I take the standard deduction or itemize?
Take whichever is larger. The 2025 standard deduction (as boosted by the One Big Beautiful Bill Act, July 2025) is $15,750 (single), $31,500 (married filing jointly), or $23,625 (head of household). Itemize if your mortgage interest, state and local taxes (capped at $10,000), and charitable donations exceed that amount.
Data sources: IRS Revenue Procedure 2024-40 (Tax Year 2025 federal brackets); Georgia Department of Revenue (state rates).