Maryland Salary Calculator 2026
Calculate your Maryland take-home pay after federal, state, and FICA taxes. Pre-loaded with 2025 Maryland tax rates.
Your inputs
Your take-home pay
About Maryland income tax
Tax structure
Maryland uses a progressive income tax with multiple brackets. Your effective rate depends on income and filing status. Maryland counties levy additional local income taxes (1.75%–3.20%, not included).
Snapshot at $75,000 (single)
- Take-home: $57,533 per year
- Federal tax: $8,341
- State tax: $3,389
- Effective rate: 23.29%
- vs. Texas (no income tax): Maryland keeps $3,389 more.
Compare to neighboring states
Maryland salary FAQ
How is take-home pay calculated in Maryland?
In Maryland, take-home pay equals gross pay minus federal income tax, Maryland state income tax (progressive brackets), and FICA (Social Security 6.2% + Medicare 1.45%).
Does Maryland have a state income tax?
Yes. Maryland levies state income tax on wages. Maryland counties levy additional local income taxes (1.75%–3.20%, not included).
What's the highest marginal tax rate in Maryland?
Maryland uses progressive brackets. The top rate kicks in at higher income levels — see the calculator above for your effective rate. Maryland counties levy additional local income taxes (1.75%–3.20%, not included).
How is take-home pay calculated?
Take-home pay is your gross salary minus federal income tax, state income tax, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus 0.9% on income above $200,000 for single filers). Pre-tax deductions like 401(k) contributions and health insurance reduce the taxable portion further.
What's the difference between effective and marginal tax rate?
Your marginal tax rate is the rate on your last dollar earned — the top bracket your income reaches. Your effective rate is total tax divided by gross income, which is always lower than your marginal rate because earlier dollars are taxed at lower brackets.